We are an online insurance intermediary and through our website we offer comparison services in relation to a number of insurance products . Some of these products and services are offered by third party websites which are linked to via our website. Where this is the case you will be bound by the third party’s terms and conditions.In these Terms and Conditions, “we”, “our” and “us” means Coverme.my and “you” and “your” means any person who uses our website. If you are unsure about any aspect of these Terms & Conditions, or have any questions regarding our relationship with you, please reach out to us.
We strive to find you the most competitive quotes for insurance or other insurances products and services, we also aim to provide you with the information you need to make an informed choice on which policy or product best suits your needs. We compare car, motorcycle and other insurance products from a range of insurers; to see a list of our panel of insurance please see main page.
We will ask you to fill up a form and produce a list of quotations based on the answers you give and provide the information you need to help decide which is the right policy or product for you. This will enable you to make your own choice about how to proceed. We don’t offer advice or make recommendations. You will not be charged for using our website. Instead, when you use our website to buy a product or service from a third party, that third party pays a commission to us. Our website allows you to access our independent online service which compares insurance products and services.
You are not permitted to do anything that may affect the security of our website or any information or material stored within it.You may not operate any link to our website without first obtaining our written permission. Any such permission may be revoked without notice and we reserve the right to require you to remove any link immediately.
We will provide you with quotations based on the information you have provided to us. Answering all questions honestly, completely and to the best of your knowledge, and for ensuring that any assumptions made are correct.Failure to do so may lead to your insurance policy being invalid or an increase in cost. You may also be liable for any third party costs in the event of an accident.
Before purchasing a policy it is extremely important that all the information the insurance company holds on you is accurate. You should therefore ensure that all information you provide to us is complete and accurate. Neither we nor any insurance providers will check this information for you. Again, failure to do this may lead to your insurance being invalid or an increase in the cost of that policy.
It is important that you read the insurance company’s terms and conditions to check that you understand and agree with them. The insurance company’s terms and conditions are not the same as ours and they will be the terms you agree to when you accept a quotation.
It is also important that you read all insurance documents issued to you and ensure that you are aware of the cover, limits and other terms that apply. Failure to comply with the insurer’s terms and conditions could invalidate your policy.You should also check that all your details on the policy documents are correct, including any assumptions that may have been made on your behalf by the insurer. If the information supplied by you is not correct, it is your responsibility to notify the insurance company. Failure to inform the insurer of any errors or missing information could invalidate your policy.
